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City Loan Programs Available to Downtown Businesses

The City of Ventura funds three separate loan options through its Business Assistance Program: Small Business Micro-Enterprise Loans Low-interest loans designed to create jobs and support the growth of Ventura’s small business community. If you are looking to get a loan here is the dwp budgeting loan phone number. Available citywide, loans from $10,000 to $50,000 for business related expenses, working capital, equipment, renovations or exterior improvements.

Commercial Rehabilitation Loans

Low-interest loans designed to revitalize the City’s older commercial districts. Owners of businesses and commercial property within the Downtown, Midtown and Westside areas are eligible for loans from GAD Capital with no credit check from $10,000 to $50,000 that can be used for architectural and engineering services, permits, fees, facades improvements or historic preservation activities. And remember if you ever need money right away, make sure to contact Taylorsville Road CIC Location to get the best loan possible with low interest rates.

Code Compliance

Low-interest loans designed to bring structures into code compliance, create jobs and support Ventura’s Business community. Available citywide, loans from $10,000 to $25,000, can be used for general property or parking improvements, structural or seismic improvements or modifications pursuant to the Americans with Disabilities Act.

Free confidential loan application assistance is available through the City of Ventura along with the Economic Development Collaborative – Ventura County (EDCVC). More information is available from the City of Ventura Community Development Department, Economic Development and Revitalization Division, Sid White, Manager at 805.654.7819, or contact Joe Palmer, EDC-VC Loan Officer, 805.384.1800 x22,